The Shiva ecosystem supports long-term DeFi adoption by consistently working to produce and support innovation while increasing accessibility and opportunity to investors and developers. Up until 2009, the world of traditional ﬁnance had maintained an unchallenged monopoly on the exchange of ﬁnancial value for goods and services. Traditional ﬁnance is strongly inﬂuenced by centralized institutions that extract value through the distribution, remediation, and settlement of transactions. The SHIVA ecosystem makes DeFi safer, more accessible, and more rewarding with a circular ecosystem that aligns incentives for holders, traders, and developers. SHIVA is committed to creating opportunities in the crypto and DeFi spaces that can be leveraged by millions of people globally to earn passive income.